Oxford partners with more than 1.3 million physicians and care professionals, and 6,500 hospitals and other care facilities nationwide . Together with health care professionals, they help people access the right care at the right time.
OXFORD FREEDOM GOLD HSA 1650
Rates are for new and renewing groups effective 1/1/2026 — 3/1/2026
PLAN RATES (MONTHLY)
Employee
$1,266.96
Employee/Spouse (DP)
$2,527.97
Employee/Child(ren)
$2,149.67
Family (DP)
$3,599.83
PLAN HIGHLIGHTS
PCP/Specialist: Deductible then 10% coinsurance
Deductible, Coinsurance: $1,650/$3,300, 10%
Max OOP: $5,750/$11,500
Rx: Deductible then $10/$40/$80
OXFORD LIBERTY GOLD EPO 25/50 ZD
Rates are for new and renewing groups effective 1/1/2026 — 3/1/2026
PLAN RATES (MONTHLY)
Employee
$1,506.46
Employee/Spouse (DP)
$3,006.96
Employee/Child(ren)
$2,556.81
Family (DP)
$4,282.39
PLAN HIGHLIGHTS
PCP/Specialist: $25/$50
Deductible, Coinsurance: $0, 0%
Max OOP: $7,300/$14,600
Rx: $10/$50/$90 after $200/member Rx deductible (n/a Tier 1)
OXFORD LIBERTY GOLD EPO 30/60/1800
Rates are for new and renewing groups effective 1/1/2026 — 3/1/2026
PLAN RATES (MONTHLY)
Employee
$1,373.98
Employee/Spouse (DP)
$2,742.02
Employee/Child(ren)
$2,331.60
Family (DP)
$3,904.85
PLAN HIGHLIGHTS
PCP/Specialist: $30/$60
Deductible, Coinsurance: $1,800/$3,600, 30%
Max OOP: $7,500/$15,000
Rx: $10/$50/$90 after $200/member Rx deductible (n/a Tier 1)
OXFORD METRO GOLD EPO 25/40
Rates are for new and renewing groups effective 1/1/2026 — 3/1/2026
PLAN RATES (MONTHLY)
Employee
$1,335.85
Employee/Spouse (DP)
$2,665.75
Employee/Child(ren)
$2,266.78
Family (DP)
$3,796.17
PLAN HIGHLIGHTS
PCP/Specialist: $25/$40
Deductible, Coinsurance: $1,250/$2,500, 20%
Max OOP: $6,700/$13,400
Rx: $10/$65/$95 after $150/member Rx deductible (n/a Tier 1)
OXFORD METRO GOLD EPO 25/40 G
Rates are for new and renewing groups effective 1/1/2026 — 3/1/2026
PLAN RATES (MONTHLY)
Employee
$1,060.99
Employee/Spouse (DP)
$2,116.04
Employee/Child(ren)
$1,799.52
Family (DP)
$3,012.82
PLAN HIGHLIGHTS
PCP/Specialist: $25/$40
Deductible, Coinsurance: $1,250/$2,500, 20%
Max OOP: $6,250/$12,500
Rx: $10/$65/$95 after $150/member Rx deductible (n/a Tier 1)
Carrier rates are subject to NYS Department of Financial Services approval and final verification at enrollment. All plans above include $5.95 for HealthPass Program Benefits (non-carrier/agent services) and a 2.9% billing and administrative fee.