Oxford partners with more than 1.3 million physicians and care professionals, and 6,500 hospitals and other care facilities nationwide . Together with health care professionals, they help people access the right care at the right time.
OXFORD FREEDOM GOLD HSA 1650
Rates are for new and renewing groups effective 10/1/2025 — 12/1/2025
PLAN RATES (MONTHLY)
Employee
$1,361.51
Employee/Spouse (DP)
$2,717.09
Employee/Child(ren)
$2,310.42
Family (DP)
$3,869.32
PLAN HIGHLIGHTS
PCP/Specialist: Deductible then 10% coinsurance
Deductible, Coinsurance: $1,650/$3,300, 10%
Max OOP: $5,750/$11,500
Rx: Deductible then $10/$40/$80
OXFORD LIBERTY GOLD EPO 25/50 ZD
Rates are for new and renewing groups effective 10/1/2025 — 12/1/2025
PLAN RATES (MONTHLY)
Employee
$1,451.01
Employee/Spouse (DP)
$2,896.05
Employee/Child(ren)
$2,462.54
Family (DP)
$4,124.36
PLAN HIGHLIGHTS
PCP/Specialist: $25/$50
Deductible, Coinsurance: $0, 0%
Max OOP: $7,000/$14,000
Rx: $10/$50/$90 after $200/member Rx deductible (n/a Tier 1)
OXFORD LIBERTY GOLD EPO 30/60/1800
Rates are for new and renewing groups effective 10/1/2025 — 12/1/2025
PLAN RATES (MONTHLY)
Employee
$1,306.29
Employee/Spouse (DP)
$2,606.62
Employee/Child(ren)
$2,216.52
Family (DP)
$3,711.90
PLAN HIGHLIGHTS
PCP/Specialist: $30/$60
Deductible, Coinsurance: $1,800/$3,600, 30%
Max OOP: $7,500/$15,000
Rx: $10/$50/$90 after $200/member Rx deductible (n/a Tier 1)
OXFORD METRO GOLD EPO 25/40
Rates are for new and renewing groups effective 10/1/2025 — 12/1/2025
PLAN RATES (MONTHLY)
Employee
$1,253.77
Employee/Spouse (DP)
$2,501.58
Employee/Child(ren)
$2,127.24
Family (DP)
$3,562.24
PLAN HIGHLIGHTS
PCP/Specialist: $25/$40
Deductible, Coinsurance: $1,250/$2,500, 20%
Max OOP: $6,500/$13,000
Rx: $10/$65/$95 after $150/member Rx deductible (n/a Tier 1)
OXFORD METRO GOLD EPO 25/40 G
Rates are for new and renewing groups effective 10/1/2025 — 12/1/2025
PLAN RATES (MONTHLY)
Employee
$1,210.24
Employee/Spouse (DP)
$2,414.53
Employee/Child(ren)
$2,053.24
Family (DP)
$3,438.18
PLAN HIGHLIGHTS
PCP/Specialist: $25/$40
Deductible, Coinsurance: $1,250/$2,500, 20%
Max OOP: $6,500/$13,000
Rx: $10/$65/$95 after $150/member Rx deductible (n/a Tier 1)
Carrier rates are subject to NYS Department of Financial Services approval and final verification at enrollment. All plans above include $5.95 for HealthPass Program Benefits (non-carrier/agent services) and a 2.9% billing and administrative fee.